Make Healthy Choices This Fall
11/3/2021
2022 is fast-approaching: scheduling necessary appointments, tests and surgeries now can maximize your health plan benefits
With less than two months left in the year, now is the time to check the status of health plan deductibles and schedule necessary appointments, recommended testing and surgeries before December 31.
Most health insurance plans have a deductible requirement—a predetermined amount of health care expenses that must be covered before the plan begins paying the majority of expenses related to necessary medical care.
“This can be an ideal time to access health care services because your plan may cover most of the costs. The key is to obtain all the health services you need before December 31, because with the New Year comes a new deductible,” says Amy Latta, Director of Physician Practice Management at Poplar Bluff Regional Medical Center (PBRMC).
Additionally, individuals who have Flexible Spending Accounts (FSAs) need to check their balances. These accounts, which hold pre-tax dollars set aside to pay for health care-related expenses, must be depleted by the end of the year or the money is forfeited. This adds another incentive to schedule services now: ensure those hard-earned dollars are spent, not lost.
It’s crucial to be prompt with scheduling, says Latta, so there is enough time to have the test or procedure completed before the end of the year. “Getting everything squared-away by early December will help ensure the services you receive are considered part of your 2021 coverage,” says Latta.
PBRMC offers next day primary care appointments. Visit primarycareappointments.com/poplar-bluff/ to make your appointment today or call (573) 778-2600.
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